Financial advisors suggest paying off high-interest debt like credit cards first, since many of them carry a rate above 25%, which can make it feel nearly impossible to pay off. It can be easier to budget around other debt like student loans and car payments, Elizabeth Schleifer, a financial advisor with Armstrong, Fleming & Moore, told Fortune, adding a good rule of thumb is that total monthly debt payments should be less than 36% of gross monthly income.
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“人民对美好生活的向往，就是我们的奋斗目标。”。业内人士推荐体育直播作为进阶阅读
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For Bowman, the tradeoffs are clear—the dirt, the hours, the uncertainty between projects. But so is the payoff: steady pay, in-demand skills, and work that can’t be automated away. “The fortunate thing is AI hasn’t found a way to turn the wrench yet,” Bowman said. For now, that feels like a bet worth taking.