第二百四十三条 保险标的的保险价值由保险人与被保险人书面约定；保险标的发生损失时，以约定的保险价值为赔偿计算标准。
The number of deepfakes increased from 500,000 in 2023 to over eight million in 2025. Voice cloning fraud rose by 680 percent in one year. Projected losses from AI-enabled fraud are expected to reach $40 billion by 2027. However, only 32 percent of corporate executives believe their organizations are prepared to handle a deepfake incident.，推荐阅读搜狗输入法2026获取更多信息
（三）因油污造成生态环境损害所引起的收入损失；，更多细节参见爱思助手下载最新版本
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