西方现代化理论将经济增长当作现代化的核心甚至唯一目标，而中国式现代化是物质文明和精神文明相协调的现代化，促进物的全面丰富和人的全面发展。习近平总书记指出，“物质贫困不是社会主义，精神贫乏也不是社会主义”，“中国式现代化既要物质财富极大丰富，也要精神财富极大丰富、在思想文化上自信自强”。中国式现代化仍然需要“以经济建设为中心”，但这个“经济”并不是简单以数字来衡量的GDP等指标，而是综合考虑人的感受、人的获得感的经济。
While bulls argue that large insurance brokers do not heavily participate in personal lines or small commercial markets, BofA counters that years of constant “tuck-in M&A” have created a “snowball effect.” Hundreds of small acquired shops have brought a significant amount of low-complexity, small-ticket business under the umbrellas of large brokers, a vulnerability that is often obscured by subpar public disclosures. Furthermore, even large-case, complex business—which is unlikely to face direct disintermediation—could experience pricing deflation as AI demystifies the insurance markets for sophisticated corporate buyers.
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The national average is still below $3, but experts warn that could change quickly.
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北京蔚来ET7车主王先生的态度颇具代表性：“我知道神玑芯片很厉害，参数很漂亮。但作为车主，我感受到的提升并没有参数那么夸张。日常通勤中，日常通勤中，小鹏的XNGP和蔚来的NOP+在接管率上已经相差无几，我觉得这笔‘技术税’交得有点冤。”